I think we need to nominate generals, then pick teams, before designing armys.
My suggestion on the armys would be, 1 Force Commander, and then 1 divisional commander per player after general. General plays Force Commander, and the players are the divisional commanders. Depending on the number of players, presuming 2-3 per side, how about 1k per player, and the force commander doesnt count towards points, with each players army having to follow standard building rules for everything but off-board? Still need F.O.'s, but, the upper chain is already there. Option "B" would be to still require 3 officers in the sub-group, but use the sides FC. What i like is, its as if the FC tells the divisions what to do, and leaves it to the divisions to figure it out. If for some reason the FC is killed, either the highest LD Divisional commander takes over, or, if tied, roll off for new leader.
Thoughts/Ideas/Suggestions?